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Debt Repayment Plan INFO :
A programme to help debtors to consolidate their unsecured debts and pay off through a repayment plan of up to 5 years.
Unsecured credit facilities refer to credit cards, personal loans, and credit lines. It also includes loans from licensed moneylenders.
Ease of payment. Focus on just one monthly repayment, instead of keeping an eye on multiple bills with different banks, interest and repayment dates. Only one payment date to remember.
Fixed repayment amount. Your monthly repayment remains the same throughout the 5-year period, thus you have a better control over your finances.
Lower interest rate. Save on interest charges with lower interest rates as compared to credit cards and credit lines.
Applicable to Singaporean/ PR/ Employment Pass Holder.